“Being an authorized user generates more of a risk than a reward. You are putting your credit in the hands of others. The previous statement implies their mistakes, now becomes yours! - The Credit R...”

“The people who establish the laws, acts, and regulations already did the tedious work; the rest of the process is just putting the Credit Acts into Action. - The Credit Repair Book: The Credit Repa...”

“There is no greater power than that of a laugh and happiness is a force which can save a person from the horrors of the world.”

“Today you are You, that is truer than true. There is no one alive who is Youer than You.”

“The world is a tragedy to those who feel, but a comedy to those who think.”

“[Credit is a system whereby] a person who can't pay, gets another person who can't pay, to guarantee that he can pay.”

“The system we have built refuses to recognize people. Only credit cards are recognized. Drivers' licenses are recognized. But not people. People haven't any use for faces anymore, it seems. They ar...”

“Once again discovered: Do what you do because you enjoy. If expect others to give credit or honor your work, you are due for disappointment”