“Happiness, or misery, is in the mind. It is the mind that lives.”

“It is not the greatness of a man's means that makes him independent, so much as the smallness of his wants.”

“Thousands upon thousands are yearly brought into a state of real poverty by their great anxiety not to be thought poor.”

“Lost Time is never found again.”

“How you spend your time is more important than how you spend your money. Money mistakes can be corrected, but time is gone forever.”

“Men talk of killing time, while time quietly kills them.”